Paypal Holdings Stock Analysis

PayPal Stock Analysis Notes

About 83.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.87. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PayPal Holdings has Price/Earnings To Growth (PEG) ratio of 0.64. The entity recorded earning per share (EPS) of 5.41. The firm last dividend was issued on the 4th of March 2026. PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California. Paypal Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 30900 people. To find out more about PayPal Holdings contact Daniel Schulman at 408 967 7000 or learn more at https://www.paypal.com.

PayPal Holdings Investment Alerts

PayPal Largest EPS Surprises

View All Earnings Estimates

PayPal Holdings Environmental, Social, and Governance (ESG) Scores

PayPal Holdings Thematic Classifications

PayPal Stock Institutional Investors

Note, although PayPal Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

PayPal Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 38.5 B.

PayPal Profitablity

The company has Profit Margin (PM) of 0.16 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.17 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.17.

Management Efficiency

PayPal Holdings has return on total asset (ROA) of 0.0488 % which means that it generated a profit of $0.0488 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2573 %, meaning that it created $0.2573 on every $100 dollars invested by stockholders. PayPal Holdings' management efficiency ratios could be used to measure how well PayPal Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is expected to rise to 0.27 this year, although the value of Return On Tangible Assets will most likely fall to 0.04. At this time, PayPal Holdings' Non Currrent Assets Other are quite stable compared to the past year. Other Assets is expected to rise to about 2.3 B this year, although the value of Non Current Assets Total will most likely fall to about 15.2 B.

Technical Drivers

As of the 11th of February 2026, PayPal Holdings holds the Risk Adjusted Performance of (0.19), coefficient of variation of (416.02), and Variance of 8.42. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PayPal Holdings, as well as the relationship between them. Please check PayPal Holdings risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if PayPal Holdings is priced some-what accurately, providing market reflects its current price of 40.19 per share. Given that PayPal Holdings has information ratio of (0.27), we recommend you to check out PayPal Holdings's recent market performance to make sure the company can sustain itself at a future point.

PayPal Holdings Price Movement Analysis

PayPal Holdings Insider Trading Activities

PayPal Holdings Outstanding Bonds

PayPal Holdings Predictive Daily Indicators

PayPal Holdings Corporate Filings

PayPal Holdings Forecast Models

PayPal Holdings' time-series forecasting models are one of many PayPal Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PayPal Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

PayPal Holdings Bond Ratings

PayPal Holdings financial ratings play a critical role in determining how much PayPal Holdings have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for PayPal Holdings' borrowing costs.

PayPal Holdings Debt to Cash Allocation

PayPal Holdings currently holds 9.99 B in liabilities with Debt to Equity (D/E) ratio of 0.56, which is about average as compared to similar companies. PayPal Holdings has a current ratio of 1.24, suggesting that it may have difficulties to pay its financial obligations when due. Note, when we think about PayPal Holdings' use of debt, we should always consider it together with its cash and equity.

PayPal Holdings Common Stock Shares Outstanding Over Time

PayPal Holdings Assets Financed by Debt

The debt-to-assets ratio shows the degree to which PayPal Holdings uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

PayPal Holdings Debt Ratio

7.72

It seems most of the PayPal Holdings' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the PayPal Holdings' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of PayPal Holdings, which in turn will lower the firm's financial flexibility.

PayPal Holdings Corporate Bonds Issued

PayPal Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how PayPal Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PayPal shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PayPal Holdings. By using and applying PayPal Stock analysis, traders can create a robust methodology for identifying PayPal entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PayPal analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PayPal analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

PayPal Holdings stock analysis indicators help investors evaluate how PayPal Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PayPal Holdings shares will generate the highest return on investment. By understating and applying PayPal Holdings stock analysis, traders can identify PayPal Holdings position entry and exit signals to maximize returns.

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PayPal Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation. For more information on how to buy PayPal Stock please use our How to buy in PayPal Stock guide.You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

It's important to distinguish between PayPal Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PayPal Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, PayPal Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.